THE LARGEST OPEN DATA HACKATHON IN THE SOUTHERN HEMISPHERE
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BE A PART OF HARBINGER 2021
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Start Registration
Participants can register to kickstart their journey
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Submit Proposals
Participating teams to submit proposals to one or more Problem Statements.
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Shortlist Finalists
Proposals will be reviewed and shortlisted by a panel of experts on keeping in mind.
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Submit Solutions
Shortlisted solutions to be developed and submitted for evaluation on the APIX platform.
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Announce Winners
Grand Finale - final evaluation and announcement of winners
Start Registration
Participants can register to kickstart their journey
Submit Proposals
Participating teams to submit proposals to one or more Problem Statements.
Shortlist Finalists
Proposals will be reviewed and shortlisted by a panel of experts on keeping in mind.
Submit Solutions
Shortlisted solutions to be developed and submitted for evaluation on the APIX platform.
Announce Winners
Grand Finale - final evaluation and announcement of winners
All timings are as per (GMT +8:00) Singapore, Beijing, Perth, Hong Kong
Organized By
About Us
Let’s build a smarter digital payment ecosystem.
Reserve Bank of India (RBI) - India's central banking authority invites your innovative ideas for the four problem statements under the overarching theme of 'Smarter Digital Payments'.
RBI, through its guidance and support, has been able to transform India into a country riding the crest of a wave in the evolution of digital payments and continues to do so by fostering innovation.
Increase in digital payments in India have not only facilitated in achieving greater financial inclusion, but also interoperability among payment systems, unparalleled ease of transactions, robust customer protection measures have made India's retail payment system one of the safest in the world.
The journey has only just begun, and we are mindful of the challenges ahead, and we invite ideas to enhance the reach, convenience, and experience of the users, while making digital payments smart and secure.
If you have an innovative solution, haRBInger 2021 is the right platform.
Wish to learn more: visit https://fintech.rbi.org.in/FT_HaRBInger
Problem Statements
HARBINGER 2021 aims to identify and enable solutions and/or business models that have the potential to make digital payments accessible to the underpriviledged section, enhancing the ease of payments, enriching the experience of the users while strengthening the security of digital payments and protecting the consumers.
It aims to solve the following challenges in the payment and settlement landscape:
Non-mobile digital payment solutions
Innovative, easy-to-use, non-mobile digital payment solutions for converting small ticket cash transactions to digital mode.
In order to onboard the under privileged and underserved faction of the society to digital payments, non-mobile, swift and easy-to-use innovative solutions for converting small value cash payments of amount less than Rs. 100 to digital mode, may be explored. This would enhance the reach of digital payments and enable a greater inclusion of the underserved into the mainstream.
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AWARDS
Are you in it to win it?
One winner and one Runner-up for each problem statement
$50000
One winner and one Runner-up for each problem statement
$20000
One winner and one Runner-up for each problem statement
Eligibility
(i) An entity or individuals who are of age eighteen years and above and are eligible to enter into a contractual agreement.
(ii) who possess a Minimum Viable Product (MVP) or a product available on the market or ready to be rolled out in the market.
(iii) who have an element of innovation or novel application of technology serving common good.
Participants from all backgrounds and geographies are welcome, albeit knowledge about the Indian payment systems market and consumers is preferred.
Media Centre
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FAQ
Who can apply?
Anyone - Individuals (eighteen years and above) and enterprises (including startups) from all geographies are welcome to apply under this global challenge. It is especially suited for enterprises (including startups) with ready solutions that can be piloted with limited additional development and integration efforts. However, all relevant and impactful solutions will be considered irrespective of the stage.