Participants may explore such use cases/solutions for CBDC-R transactions, including transactions in offline mode, where the wallets must be able to independently verify the authenticity of any CBDC transaction without communicating with the server during the transactions, while mitigating the risk ‘of double spending’.

In order to empower the differently abled (Divyaang) people of the country with digital banking services, easy-to-use innovative solutions for digital banking services such as digital payments, account opening, account statement, payment of utility bills, usage of debit/credit cards, etc., may be explored. This would provide equal opportunity to the physically challenged without any discrimination by the digitisation of banking and enable a greater inclusion of the physically challenged into the mainstream